Finance Explained Simply
Economics
EconomicsInternational economics
Intermediate5 min read

What is purchasing power parity and why does it matter for exchange rates?

By the FES team · Published 22 May 2026

In brief: Purchasing Power Parity (PPP) is the economic theory that, in the long run, exchange rates should adjust so that identical goods cost the same in different countries when expressed in a common currency. If a basket of goods costs £100 in the UK and $120 in the US, PPP implies the exchange rate should be £1 = $1.20. In practice, real exchange rates deviate substantially from PPP in the short and medium term due to trade barriers, transport costs, non-tradeable services, and capital flows. But over very long periods (decades), exchange rates do tend to drift toward PPP — making it a useful benchmark for identifying overvalued or undervalued currencies.

The Big Mac Index

The Economist’s Big Mac Index, created in 1986, is the most famous application of PPP. It compares the price of a McDonald’s Big Mac across countries as a proxy for a standardised basket of goods (labour, rent, ingredients, brand). If a Big Mac costs £4.50 in the UK and $5.80 in the US, the implied PPP exchange rate is £1 = $1.29. If the actual exchange rate is £1 = $1.25, sterling appears slightly undervalued against the dollar on this measure. The Big Mac Index is an imperfect proxy (Big Mac prices reflect local wages, rents, and taxes, not just pure PPP), but it provides an accessible illustration of the concept and has proven surprisingly predictive of long-run exchange rate movements.

PPP vs Market Exchange Rate — Illustrative Country Basket price (local) PPP rate vs USD Actual rate vs USD USA (base) $100 1.00 1.00 UK £75 1.33 (75×100/£75) 1.28 actual → GBP undervalued by ~4% India ₹3,500 35 (₹3,500/$100) 84 actual → INR substantially undervalued (expected for emerging markets) Emerging market currencies typically trade far below PPP — the Balassa-Samuelson effect explains why

Why PPP deviations persist

Several structural reasons explain why exchange rates deviate from PPP. The Balassa-Samuelson effect explains why poorer countries consistently have undervalued exchange rates relative to PPP: their tradeable goods (manufacturing) are competitive, but non-tradeable services (haircuts, restaurant meals, housing) are cheap because wages are low. As countries develop, non-tradeable prices rise, and their currencies appreciate toward PPP. Capital flows dominate short-term exchange rate movements, overwhelming trade-based PPP adjustments. Non-tradeable goods (which make up roughly 60–70% of GDP) are not subject to the arbitrage that would enforce PPP. Trade barriers and transport costs prevent perfect arbitrage even for tradeable goods.

What this means for you

PPP-adjusted figures are the correct ones to use when comparing economic sizes and living standards across countries. The IMF reports China’s GDP at roughly $18 trillion at market exchange rates but over $30 trillion at PPP — reflecting the fact that Chinese goods and services are much cheaper in dollar terms than PPP would suggest when using market exchange rates. For investors and travellers, PPP serves as a rough guide to whether a currency looks cheap or expensive on a fundamental basis — though currency movements can be driven by capital flows and sentiment for years before reverting to PPP equilibrium.

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